Remittances

Send dollars anywhere for the cost of a heartbeat.

Cross-border payments shouldn't take three days and cost forty dollars. Switch settles in seconds at four cents — across 140+ countries, with regulated local cash-out built in.

USNew YorkPHManilaAEDubaiINMumbaiGBLondonNGLagos
Live corridor map
streaming
$0.04
flat per transfer

No percentage fees. The cost of a stamp gets a wire across the planet.

< 3s
median arrival

Funds settle in stablecoin in under three seconds, end-to-end.

140+
countries

Local cash-out partners on every populated continent.

KYC/AML
fully regulated

MSB licensed in the US, EMI in the EU, plus 30+ local money transmitter licenses.

The comparison

What a fair cross-border transfer actually looks like.

Metric
Switch
Bank wire
Cash apps
DIY crypto
Fee on $500 transfer
$0.04
$45
$5–8
$8 (gas)
Settlement time
< 3 sec
1–5 days
~1 hour
~10 min
FX markup
0%
3–5%
1–3%
0–1%
Recipient cash-out
Local rails
Bank account
App balance
Self-custody
Compliance
Built-in
Built-in
Built-in
DIY
Live transfers

Sample of yesterday's corridors.

New York
──────▶
Manila
$500
arrived in 2.4s
Switch fee
$0.04
Western Union
$24.50
Dubai
──────▶
Mumbai
$200
arrived in 1.8s
Switch fee
$0.04
wire transfer
$11.20
London
──────▶
Lagos
$300
arrived in 2.1s
Switch fee
$0.04
SWIFT
$18.75
Move money

The world's cheapest, fastest dollar.

Whether you're paying a contractor in Lagos, sending payroll to a remote team, or settling supplier invoices across borders — Switch is one API call.