Pricing

Predictable, per-call, sub-cent economics.

No card-scheme markups. No FX desks. No monthly minimums you can't grow into. You pay a flat fraction of a cent per settled call — that's it.

Cost simulator

Drag to see your bill.

We assume an average $0.10 paid call. Adjust the slider for your monthly volume — savings update live.

Calls per month50,000
1k5M
Switch monthly bill
$0.00
flat $0.0004 per settled call
vs. card networks
$0.00
saved every month

Hacker

Build, prototype, and ship side projects.

$0
$0.0008 per settle · 1k free / month
  • All SDKs and the full x402 spec
  • 1,000 free settlements / month
  • Sandbox + testnet routing
  • Community Discord support
Most teams pick this

Builder

Production traffic, predictable economics.

$49/ mo
$0.0004 per settle
  • Everything in Hacker
  • Mainnet routing + auto-failover
  • Per-call analytics + receipts API
  • Email support, 24h response
  • 99.95% uptime SLA

Scale

For platforms running serious volume.

Custom
Volume-based — talk to us
  • Everything in Builder
  • Dedicated routing pools
  • On-prem signing + private settlement
  • SOC 2 + ISO bundle
  • Slack channel, named CSM
  • 99.99% uptime SLA, indemnification
What you'd actually pay

Fees you'd let your CFO read.

Action
Switch
Stripe
Bank wire
$0.10 API call
$0.0004
$0.30 + 2.9%
n/a
$5 micro-purchase
$0.0004
$0.45
n/a
$500 cross-border
$0.04
$15.50 + FX
$45 + FX
$50,000 B2B settle
$2.00
$1,450 + FX
$45 + FX
Refund / reversal
Free
$0.30
$15
FAQ

Things people ask before signing up.

We rebuilt payments around HTTP 402 instead of card networks. That means sub-cent fees, sub-second settlement, and a single API for both human and agent payments. Stripe is built for human checkouts; Wise is built for human remittances. Switch is built for both — and for the agents in between.

No. We have regulated cash-out partners in 140+ countries — recipients receive local currency in a bank account or mobile money wallet. The crypto rail is an implementation detail, not a user requirement.

It uses stablecoins as a settlement asset, but the value is in the protocol layer: 402 negotiation, capability-scoped budgets, signed receipts, and a single SDK that works across networks. You could rebuild it yourself in nine months.

Switch retries across alternate routes within the same call. If all routes fail, you get a structured error with a recovery hint — never a half-paid state. We never debit twice.

Scale customers can run an on-prem signer that holds private keys inside their VPC. The Switch routing API stays managed; you keep custody of funds throughout.

Start free. Scale to billions of calls.